High Risk Payment Processing with Expertise You Can Trust
Seamless high risk payment processing, cutting edge technology, and industry leading service.
For more than two decades, Bankcard International Group (BIG) has been the partner of choice for businesses navigating the challenges of high risk payment processing. From nutraceuticals to firearms, sweepstakes to subscription services, and Cannabis to CBD, we deliver stable, transparent, and secure merchant services designed around your business model.
TL;DR: Bankcard International Group (BIG) delivers high risk payment processing with transparent pricing, stable merchant accounts, excellence in service, and 20+ years of expertise. Serving industries such as nutraceuticals, CBD, firearms, cannabis, adult, travel, and sweepstakes, BIG has been recognized as Payments Company of the Year in both 2024 and 2025. Our solutions include fraud prevention, ACH, crypto payments, ATM services, and gateway integrations — all backed by dedicated support to help your business grow with confidence.
high risk payment processing excellence
Your Business. Your Goals. Our Payment Solutions.
Experience That Speaks for Itself
For decades BIG has grown alongside the payments industry, earning a reputation as one of the most trusted providers for high-risk merchants.
- Specialized Expertise – We understand the unique risks, regulations, and opportunities in high-risk industries.
- Trusted Bank Relationships – Our partnerships with high-risk-friendly acquiring banks mean faster approvals and fewer disruptions.
- Recognition & Leadership – Named Payments Company of the Year at the PBC Conference in 2024 and 2025.
- Proven Results – Thousands of clients have reduced costs, stabilized payments, and grown with BIG by their side.
Ready to streamline your payments and boost your business? Let’s talk about how BIG can help you succeed.
High Risk Payment Processing Challenges We Solve
Running a high risk business shouldn’t mean unpredictable payments. Merchants often face:
- Declined or frozen accounts
- Hidden surcharges and surprise fee increases
- Regulatory uncertainty and shifting compliance standards
- Limited payment options that hinder growth
- Inadequate customer service
Our Solution:
BIG provides transparent pricing, ACH and eCheck alternatives, crypto acceptance with zero volatility, fraud prevention tools, and dedicated customer support that keep your business running smoothly.
Our Payment Solutions: Services Built for High Risk Environments
High Risk Merchant Accounts – Get approved in industries traditional banks avoid. BIG’s High Risk Payment Processing services give your business the peace of mind it needs to thrive.
ACH & eCheck Payments – Bank-to-bank transfers with lower costs and federal tolerance. BIG’s ACH services have the power of PLAID making retail, ecommerce, and remote payments a breeze for any high risk vertical including cannabis.
Crypto Payment Processing – Accept stable, volatility free digital payments. With the BIG Crypto payments gateway your business can accept the currencies of the future from around the globe with ease.
Fraud Prevention & Risk Tools – Real-time monitoring, chargeback reduction, and secure gateways. Fraud prevention tools are not just for risky businesses anymore, they are a must have for any business. BIG offers the most cutting edge fraud prevention and chargeback management tools available to protect your business and your customers.
ATM Services & Advertising – Increase your bottom line by transforming your existing ATM into a revenue center with digital ad placements that pay you every month! No ATM, No problem – BIG has flexible ATM placement programs to fit your business’ needs.
Gateway & API Integrations – Seamless solutions for ISVs, POS systems, and eCommerce platforms. Take your software solution to the next level with the most competitive ISV program and the power of BIG.
Industries We Support with High Risk Merchant Accounts
BIG provides high risk payment processing solutions for industries often underserved by traditional processors, including:
High Risk Payment Processing Client Success Snapshot
Real Results from BIG Clients
- Nutraceutical Brand: Reduced monthly processing fees by 32% by switching to BIG’s transparent fixed pricing.
- Firearms Retailer: Approved within 48 hours after being declined by three processors.
- Sweepstakes Operator: Avoided a potential $50,000 annual loss with BIG’s fraud monitoring tools.
- CBD Merchant: Cut Approved in 24 hours after getting shut down AND saved 27% on their processing fees!
These case studies prove that BIG isn’t just a processor, we’re a partner invested in your long-term success.
Don't Take Our Word On It, See What Our Clients Say About Payment Processing with BIG:
We thrive on making an impactful difference in our clients’ businesses. Discover what they have to say about their exceptional experiences with us!
I’ve been in the hemp industry for over 8 years, and I’ve worked with several merchant processors. Bankcard International Group stands out from the rest. They (Jon Zweiger + Sladana Clawson) had us up and running with absolutely no downtime—aside from a brief two-day delay on our end. Their customer support is incredible; whenever I reach out, they respond within minutes, even following up emails with phone calls. I highly recommend them to anyone in the hemp space. Their compliance team is just as responsive, quickly addressing any detailed questions or challenges.
Frequently Asked High Risk Payment Processing Questions:
What makes a business “high risk” for payment processing?
What documents are required to apply?
How fast can I get approved?
Do high risk businesses pay more in fees?
What happens if my account gets flagged?
Have More Questions? No Problem. Visit our extensive FAQ Page for more answers: MORE FAQS—>
Take Control of Your Payments Today
Payments shouldn’t be unpredictable. With BIG, you gain stability, transparency, and service built around your long term success.
Payment processing services for all businesses
Thrive with BIG's Fully Integrated Suite of Payment Processing Services
Delight your customers with BIG’s comprehensive suite of merchant services and payment processing products to ensure seamless, secure transactions tailored to your unique industry challenges.
Accept all card payments with ease. Our retail merchant services offer the highest level of security while providing customers with the ease of using their favorite payment method including mobile wallets.
Accept card payments online. Empower your website with the most robust payment gateways, simple payment processing integrations, cutting edge fraud prevention, and great rates.
Your business is everywhere and your payment provider should support that. With BIG merchant services you'll be able provide your customers with simple payments combined with the security of industry leading encryption and fraud protection.
Increase cash flow and reduce costs with our efficient invoicing and electronic payment options. We make it so easy for you to get paid you'll forget the days of chasing down clients to collect.
Stay ahead of the game with seamless cryptocurrency payment processing with zero volatility and low rates. In store, online, or on the go Crypto will soon be as normal as tap to pay.
Partner with Bankcard International Group for ISV Payment Processing solutions. Monetize your software with seamless integration and boost revenue effortlessly!
